Be Free Pinoy - for your FREEDOM

As I read the the blog that talks about the Two Ways to Achieve Financial Freedom , the second of “Generate Passive Income”  which is to “Earn More and Desire Less” catches my attention. It is a kind of character that almost all of the Filipinos don’t have though it could be achievable  by anyone: it does not require a college degree nor any monetary value to have it; a minimum wage earner can achieve this if there is a will. Looking behind it, there are factors I can understand why having this kind of behavior is a challenge to every Filipino. Social Factor My elder daughter (elementary grade) is implicitly desiring for the latest gadget (i.e. iPhones & iPads). Though she is still a little girl, the thing that drives the craving within her heart and mind is already sown within. I believe this is common even to us adults. We care so much on what is the latest, what our friends have, what others have. It is part of our subconscious to be Socially-IN. Ayaw mapag-iwanan n...

One of the most neglected Financial Virtue is “Income Protection”. Statistics shows that nearly 10% of the Filipinos or less are protecting their income for their families that could suffer loss in any case they should cease to earn an income due to disability or death. That’s why stories such as having ousted from their apartments, were not able to continue their studies, or being mistreated with their step-fathers, etc.. are very common among those who lost their loved ones that used to be the provider in their family. Every family man who does not take the initiative of having a policy to protect his/her potential income for his/her family, he/she is putting his/her family’s future in jeopardy. Anyone cannot chose when to die – that’s why preparedness is essential whether it is Financially, physically, or spiritually. Thus, having an Income Protection thru Insurance Policy is an act of Love and responsibility – It’s Time to get covered! With this, you can IMMORTALIZE your Love to...

This is the ideal Financial Planning Process. We should assess our financial health based on the diagram.