Be Free Pinoy - for your FREEDOM

(Part 1) Matrix (mey-triks, ma-) -  from: http://dictionary.reference.com/browse/matrix Something that constitutes the place or point from which something else originates, takes form, or develops: The Greco-Roman world was the matrix for Western civilization. Matrix is everywhere and most likely, it is always operating subtly and insidiously – Unnoticed and perceived as a just, normal & reasonable matter to the majority of human’s average logical thinking. Whether natural and/or forced matrices, usually it follows a predictable outcome or patterns that would “over and over” happen after a certain stimulus or circumstance and looking back on human history,  it could be observed that human nature tends to adopt and accept the accepted norms & patterns of the society without questioning its logic and reasons. Economically, perhaps there is a matrix that have been crafted and engineered (subtly) since the dawn of the civilizations - developed and thrived over many ...

Human tendencies when presented with new ideas tend to be skeptical. However, it has also been observed that human tendencies tend to accept “LIES” without questioning when that lie is already a universally accepted practice. The Infinite Banking Concepts®  is a unique process of wealth management that claims to give you a tremendous benefits than any other available options in managing & protecting or creating your wealth. It gives the you as the owner the total control of your wealth outside the BOX of traditional system of economic cycle: It affords You not to lose money for interest again in favor to commercial financing institutions. It enables you as the owner the opportunity to offset / earn back the interest you’re supposed to pay to commercial financing institutions should you use their money. It enables you to create a wealth legacy for your family safely – regardless of market condition. It protects the wealth you’ve set aside for your next generation from ta...

This video tells about many excuses of  family man of not getting a Life Insurance. What's yours? In Personal Finance, having NO Life insurance is fatal. For your family, it could mean loosing all what you've built so far or it could be an end of your dream for your children or their dreams. Life Insurance is a miracle product - It can send your children to school when you are no longer able; it can feed your family when you can no longer provide; It can continue your dreams for your family even if you are  no longer around. It enables you continue supporting your family's need even if you're no longer with them. And the BEST of it - Life Insurance enables you to leave a Financial LEGACY for your family & children If you have doubts and questions, talk to a Life Insurance Advisor - for free.

The money you deposit in a bank, isn’t in their vault. It’s not in a vault across town. It’s not in a vault at your bank’s headquarters either. It’s not in a vault at all.  In fact, outside of a computer, your money doesn’t even exist. It sounds weird, but that’s how most banking systems in the world are set up today. It’s called Fractional Reserve Banking and it works like this... When a person deposits say, P10,000, into a bank, that person believes their money is still there.  After all, their account balance still says P10,000. But the truth is, the banks are lying to you.  They are legally allowed to loan out 90% more or less of your deposits to other customers and STILL tell you that your P10,000 is in the bank. And This is the Real Dangerous & Scary Part ... Of that P10,000 deposited, we know the bank can lend 90% of that to other customers.  That’s P9,000. So say a person borrows that P9,000 from your bank to buy a Cell phone. The borrower leaves the ...

del.icio.us Tags: Ron Scolastico , Wisdom , Strategy , Success Principles Wealth Principle Ron Scolastico, a wonderful teacher once said “If you would go every day to a very large tree and take five swing blows at it with a sharp ax, eventually, no matter how large the tree, it would have to come down.” Simple yet make sense. Many are overwhelmed how to figure out success in their finances. Majority look at it as if cutting a big tree that it should need a chainsaw to cut it off - underestimating or even neglecting the power of an ax. Having a chainsaw is preferable and efficient though however, millions of us cannot have it – I’m speaking on our financial quest of course not the literal “Big tree” and “chainsaw”. Shall we wait to have a chainsaw first before we start cutting that tree? or shall we get an ax while ax is very available and start blowing & swinging it off? 5 Financial Small Blows That Move Your Financial Success Below are my 5 financial blows in con...

Five Equations for Financial Wellbeing POSTED BY ADMIN   ON FEBRUARY - 1 - 2011 New years are befitting of great beginnings. As you promise to exorcise personal demons and execute a new world order, have you looked at how much you’re really worth? Ultimately, changes command financial viability – so be armed with the five financial equations below. I. Savings » A Sustainable Bank Accounts Proper partition of income and allowances is key to a bank account that actually grows, not merely dwindle. Here’s a simple equation: Income – Savings = Expenditure Or if you want to be snide about it: Reality – Delusion x Sacrifices = Money for a Rainy day Cutting corners is a good step towards liquidity. Substitute brand name products (clothes, food, even shoes) for cheaper alternatives. Living within one’s means should not equate to a vow of poverty. It’s more like allocating your resources properly, instead of wasting too much on unnecessary stuff. II. Investments » Mak...

Develop a Personal Budget Save 20% of your Net Income Think, Talk & Plan in terms of your Net Income Round up your Checkbook e.g.if you spend P 950.00, record it as P 1,000.00 – overtime, this creates a nice cushion. Have only one Credit Card (Don’t use it carelessly). Decide to invest at least 20% of your Income. Give 10% of your Income to your Place of Worship. Avoid paying Interest, instead get paid (e.g. dividends, royalty, etc…) Read & Absorb books on Money Management and Investing Become knowledgeable about Investing: master Risk management & Risk / Reward balancing. Choose a competent accountant to work closely with you. Review your RESULTS monthly.